
While a manufacturer’s warranty can protect you against certain breakdowns, true peace of mind comes from knowing you’re covered beyond the warranty period. Zurich’s protection plans are designed to protect you from paying for costly repairs, alleviate stress, and keep you and your vehicle on the road.

Vehicle Service Contract
- If you want to protect yourself against the high cost of vehicle repairs, a Vehicle Service Contract (VSC) can be a great option. A vehicle service contract is an all-risk mechanical breakdown plan that pays to repair or replace nearly every component in your vehicle. It’s peace of mind for you—and your budget.

Electric Vehicle Service Contract
- Coverage for those unexpected and costly breakdowns
- Electric vehicles are designed with some of the most advanced technology available today. Should your electric vehicle experience a breakdown, a specialized technician and more expensive parts will likely be needed to repair it. An Electric Vehicle Service Contract pays to repair or replace covered components in your vehicle, offering you a more worry-free ownership experience.

Guaranteed Auto Protection (GAP)
- Bridge the GAP
- Nothing can be quite as exciting as driving your new vehicle off the dealership lot for the first time. Unfortunately, a new vehicle’s value typically depreciates at a fast rate. If you are making loan payments and your vehicle is stolen and not recovered, totaled in an accident, or damaged beyond repair due to a natural disaster, your auto insurance alone may not be enough to cover the outstanding balance. Insurance typically covers the vehicle’s actual cash value rather than the total amount remaining on your loan. This could leave a financial “gap” of thousands of dollars, a gap you would be responsible for paying.
Guaranteed Auto Protection (GAP) offers financial protection and peace of mind, waiving or canceling the remaining balance of your vehicle loan after the payment from your insurance company.* Your insurance deductible of up to $1,000 may also be covered.

Road Hazard Tire & Wheel Protection
- Don’t let potholes and road hazards disrupt your journey
- You never know when a road hazard will cause damage to your vehicle’s tires and wheels. Road Hazard Tire & Wheel Protection provides coverage for those unforeseen moments—protection not typically provided through the manufacturer’s warranty.

Environmental Protection Plans
- Help keep your vehicle looking showroom new
- Whether you are looking to protect your vehicle’s exterior, interior, or undercarriage, our Environmental Protection Plans have you covered! Protect your vehicle’s paint surface with a specially developed sealant that shields your vehicle from harmful elements like acid rain, tree sap, bird waste, and more. On the interior, you can protect your leather, vinyl, and fabric from spills and stains caused by food and drinks, pets, makeup, gum, and a variety of other messy accidents. If you want to reduce surface rust and protect the undercarriage of your vehicle, a Rust & Undercoat Plan could be perfect for you. You can even improve visibility and strengthen your windshield with Windshield Protection.

Select Protection
- A bundle of services and protection for the unexpected
- The Select Protection Plan provides worry-free ownership by covering the repair of unfortunate mishaps such as minor dents and dings, tire or wheel damage, and windshield chips. It can even pay to replace lost vehicle key fobs. This protection helps you maintain your vehicle's value and keep it looking new.
Flexible benefit combinations are available so you can select the coverages that best suit your driving needs and budget. As an added bonus, every package comes with Emergency Roadside Assistance. Your tailored plan could include the following vehicle protection options.

Prepaid Maintenance Plan
- Keep your vehicle performing at its best
- Regular preventative maintenance keeps your vehicle in top running condition and can save you money by helping avoid major repairs down the road. Your vehicle needs routine maintenance such as oil changes, tire rotations, and general vehicle inspections. A Prepaid Maintenance Plan can provide valuable benefits for these services.

Lease Wear & Use
- Avoid lease-end charges that could break your budget
- When leasing a vehicle, you can be held accountable for its condition at the end of your lease. This includes the vehicle’s interior and exterior. While auto insurance may cover specific damage, regular wear and tear or other damage to the vehicle is your responsibility. Lease Wear & Use coverage can help alleviate some of the uncertainty that comes with your lease return. You can enjoy a more carefree driving experience with less worry about unexpected expenses.
This is intended as a general description of products and services available to qualified customers through the individual companies of Zurich in North America. Certain restrictions may apply. All products may not be available in all states. Please consult with your sales professional for details.
Universal Underwriters Service Corporation (UUSC), an individual member company of Zurich in North American, is the issuing provider and administrator of Zurich’s vehicle service contracts in all states except Florida. In California and New York, UUSC operates under its DBA, UUSC Service Company (CA License #0C17302). In Florida, the issuing provider and administrator is Vehicle Dealer Solutions (FL License #60132)
©2024 Zurich American Insurance Company. All Rights Reserved.